Wallet with Pen and Credit Cards

A neatly arranged composition featuring a sleek black wallet. Overlaid diagonally is a distinct blue pen with a silver clip and tip, suggesting readiness for writing or signing. Two credit cards are partially visible, peeking from beneath the pen and resting against the wallet, one clearly labeled 'Bank & Trust' with partial numbers and 'CREDIT CARD', and the other displaying a multi-colored payment logo and partial numbers. The overall scene evokes themes of personal finance, banking, and the tools used in daily transactions.

wallet - pen - credit card - finance - banking - payment - transaction - business